WHAT IS LONG TERM
INSURANCE?
Long term insurance refers to a wide range of insurance products including (amongst others) life insurance, personal accident insurance, dread disease cover, investments and retirement annuities.
Depending on the cover you have chosen, these products will either provide you with a periodic income (for example when you retire); or such products may pay out a lump sum (for example disability, loss of life or pension pay outs).
Make an appointmentOUR LONG TERM INSURANCE OFFERINGS
LIFE INSURANCE
At Duwalcoe, we know that life is precious, and protecting it is of utmost importance.
Make an appointment to discuss life insurance with a Duwalcoe representative:
Life often throws unexpected surprises at you, these sur-prises should not be seen as obstacles but as opportuni-ties to ensure a better life for you and your loved ones. Duwalcoe offers a full range of life insurance products, services and solutions that can assist you in making an informed decision. Our trained consultants will find the best coverage and the right cost.
At Duwalcoe, we have a passion to protect. Financial planning areas that can be addressed in a consult are risk planning, estate planning and business assurance. We are an authorised service provider for the most reputable product providers such as Liberty Life, Old Mutual, Sanlam, Momentum and Altrisk.
INVESTMENT &
RETIREMENT PLANNING
Duwalcoe offers a comprehensive range of personalised investment products to meet your individual needs.
Make an appointment to discuss investment or
retirement planning with a Duwalcoe representative.
We can assist you with an appropriate investment strategy in order to meet your overall financial needs. Whether your focus is on retirement planning, planning for your children’s education or even personal savings. Investment planning is usually associated with complex terms such as unit trusts, life annuities, high risk products, and income plans, to name but a few.
We understand that your main goal is to ensure that the day you decide to live the life that you have been working for that there is little time for phrases and tedious terms. If retirement for you means that it is time for a new adventure our intuitive investment advisors with over 100 years’ experience can assist you with professional advice on all aspects of investments and personal tax claims or requests.
MEDICAL AID
Having an adequate medical aid that benefits you and your family has become an absolute necessity.
Make an appointment to discuss Medical Aid with a Duwalcoe representative.
Most people state that they have comprehensive healthcare plans in place, but many overlook the additional fees for emergency procedures or even day- to-day benefits.
Don’t have the time to compare A to Z schemes to ensure the best cover? We here at Duwalcoe enjoy going the extra mile for our clients, you can merely provide us with your needs and our clued consultants will find the best medical scheme. We can assist and advise you by doing comparisons on various medical aids such as Discovery Health, Momentum Health, Medihelp, Resolution Health and Nimas.
There is no need to seek the plump and bulky mammal for quote comparisons, Duwalcoe consultants will ensure that you are provisioned with a sustainable and affordable medical scheme.
WILLS
Compiling a will can be a monotonous endeavour.
Make an appointment to discuss Wills with a Duwalcoe representative.
We will not only assist you in assembling your will but we can also ensure the validity and legal compliance set therein. Once compiled, we at Duwalcoe will keep it safe on your behalf. With this safeguarding, your loved ones would not have to rummage through your belongings in the case of death, but rather seek refuge at any one of our two branches.
INCOME TAX
Income tax, claiming and the declaration process is nothing short of tiresome.
To ensure that your tax returns are lawful and faultless, call a Duwalcoe consultant today.
Over the last years SARS has published statistics that identify various errors that taxpayers make when submitting their returns. Our terrific tax consultants can assist in filing your tax returns on your behalf or to provide guidance on submission.
